PRIVACY POLICY
NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
We, our and us, means Dairyland State Bank.
This is our privacy notice for our customers.
When we use the words
“you” and “your” we mean
the following types of customers:
- Deposit account
Loan account
- Credit card account
- Safe deposit box
We will tell you the sources of the information
we collect about you.
We will tell you what
measures we take to secure that information.
We will tell you the sources of the information
we collect about you.
We will tell you what
measures we take to secure that information.
We first define some terms.
Nonpublic personal information means information
about you that
we collect in connection with
providing a financial product or service to you.
Nonpublic personal information does not include
information that is
available from public
sources, such as telephone directories or
government records. Hereafter, we will use the
term “information” to mean nonpublic personal
information as defined in this section.
An affiliate is a company we own or control, a
company that owns or
controls us, or a company
that is owned or controlled by the same company
that owns or controls us. Ownership does not
mean complete ownership, but
means owning enough
to have control.
A nonaffiliated third party is a person we do
not employ or a company
that is not an affiliate
of ours. This is also known as nonaffiliated
third
party, or simply, an “other party.”
THE INFORMATION WE COLLECT
We collect information about you from the following sources:
- information you give us on applications or other forms
- information about your transactions with us
- information about your transaction with other parties
- information from a consumer reporting agency
INFORMATION WE DISCLOSE ABOUT YOU
We do NOT disclose any information about you to
anyone, except as
permitted by law. Examples of
this might include disclosures necessary
to
service your account or prevent unauthorized
transactions.
THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF
YOUR
INFORMATION
We restrict access to information about you only
to those employees
who need to know that
information to provide products or services to
you.
We maintain physical, electronic and
procedural safeguards to protect this
information.
INFORMATION ABOUT FORMER CUSTOMERS
We do not disclose information about former
customers, except as
permitted by law.
CUSTOMER INFORMATION
POLICY
To help the government fight the funding of
terrorism and money laundering activities,
Federal Law requires all financial institutions
to obtain, verify, and
record information that
identifies each person who opens an account.
When you open an account, we will ask your name,
address, social
security number, date of birth
and other information that allows us to
identify
you. We may also ask to see your driver’s
license or other
identifying documents.
|
