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DEPOSIT PRODUCTS

We pride ourselves on being your local community bank. At Dairyland State Bank we strive to meet your goals and needs. Whether you want
to earn interest on a higher balance, need an account to pay bills or a business in need of a checking account, one of these will meet your needs.

PERSONAL CHECKING                     


  • 0-$200 balance-$3.00 per month charge & .15 a check
  • $200 and over-No monthly service charge
  • Over 55 – No monthly service charge
  • Students – No monthly service charge
  • Dairyland State Bank loan customers with an automatic payment from this account – No monthly service charge
  • Free check safekeeping
  • Unlimited check writing
  • Free unlimited Online Banking

NOW CHECKING
  • $750 minimum balance
  • Unlimited check writing
  • Interest bearing/paid monthly
  • If account falls below the minimum balance requirement, a 
    service charge of $7.00 per month and .20 per check is assessed
  • Free unlimited Online Banking
BUSINESS CHECKING
  • $5.00 per month service plus .10 per check
  • If you have less than 15 checks per month your account is considered a Low Volume Account and service charges are $2.00 per month.
  • Credit back of .10 per $100 average daily balance, equal to,
    but not greater than service charges accrued
  • Unlimited check writing
  • Free unlimited Online Banking

HEALTH SAVINGS ACCOUNT
  • $50 minimum balance
  • $20 setup fee
  • $20 closing/transfer fee
  • If account balance falls below minimum balance, a service charge of $3.00 is assessed
  • Free checks/deposit slips
  • Free Debit card
  • Three-tiered interest bearing account paid monthly

REGULAR SAVINGS ACCOUNT                       


Pay Yourself First! Save for tomorrow’s needs today. No one knows
what you might need tomorrow, that’s why paying yourself first is an excellent choice. Open a savings account or add to an existing account today. Tomorrow you’ll be glad you did!

  • $25 minimum balance is required
  • Effective interest rates will be posted in the Bank Lobby, and are subject to change on a quarterly basis
  • Interest compounded quarterly
  • If account balance falls below $100 during a quarter-a service charge of $3.00 will be assessed
  • .50 per debit transaction will be assessed for transactions in excess of 12 per quarter
CHRISTMAS CLUB ACCOUNTS


Join our Christmas Club and save money throughout the year, for those special gifts and holiday occasions.

  • $25 minimum balance is required
  • Effective interest rates will be posted in the Bank Lobby and are established on an annual basis
  • Simple interest is paid on a daily ledger balance when your
    annual check is issued in October of each year

IRA ACCOUNTS                                  


Retirement could be years away. Planning should begin today.

  • 91 and 182 day certificates -interest compounded at maturity
  • 1, 2, 3 & 5 year certificates - interest compounded annually

CERTIFICATES OF DEPOSIT             


A Certificate of Deposit is an excellent way to save. Invest today for tomorrow’s needs. Dairyland State Bank has a variety of terms to meet these needs.


Term

Minimum Deposit Requirement

   

91 days

$500

182 days

$500

1 year

$500

2 year

$500

3 year

$500

5 year

$500


Early withdrawal penalties will be assessed if withdrawn before maturity



CHECKCARDS                                    


Works like a check….only better. Use your checking account without writing a check. Simply present the Dairyland State Bank CheckCard
to the merchant, sign the receipt and you’re done. No waiting for check approval. Use it wherever VISA cards are accepted or at any ATM displaying the VISA, PULSE or PLUS logo.

     

Contact us now for more information and assistance in getting a checkcard today.


CHECK REORDER

Our online service provides you with the ability to reorder your checks
from Deluxe conveniently and in a secure environment. You may order checks if the following apply:
  • They are the same style as your last order
  • The new check order sequence number follows your last order’s sequence number
  • They have the exact same name and address as your last order
  • They will be delivered to the same mailing address as your last check order
If all the above apply, click the Deluxe Reorder Link below!

Reorder Deluxe Personal Checks


If you have any changes that need to be made on your checks, just Contact Us and will be happy to place your order for you.

 



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